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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Quick service

Great service when purchasing online Reviewed on: 9th June 2026

Quick and easy

Very useful when needed, quickly available, I have been using them for many years Reviewed on: 9th June 2026

Everything is good, from the availability of places...

Everything is good, from the availability of places that take paypal credit to the 0%interest on spending over 4 months. My only downside is sometimes payments take a while to show/direct debits take a while to be taken. Reviewed on: 9th June 2026

Excellent

Very good and very flexible with payments Reviewed on: 9th June 2026

Payday loan

PayPal credit is very convenient when I am waiting for pay day but have to purchase something Reviewed on: 9th June 2026

Simple, quick and easy to use.

It has been very simple and quick to use which was great. Nothing complicated. Reviewed on: 9th June 2026

Feel they put the customer first.

Feel they put the customer first. Give you various protected ways to pay. Reviewed on: 9th June 2026

Customer Services

I have called customer service to help me understand about the payment I made. The advisor explained everything to me and made me understand what I needed to pay to clear my outstanding purchase. Reviewed on: 9th June 2026

I never had a problem, I find it easy to use, custom...

I never had a problem, I find it easy to use, customer service is always great. Can’t fault you Reviewed on: 9th June 2026

Always easy to use quick at replying to messages

Always easy to use quick at replying to messages Reviewed on: 9th June 2026

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