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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145628 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145628)

PayPal so easy to use monitor and organise your pers...

PayPal so easy to use monitor and organise your personal finances Really great for me Thanks Paypal Reviewed on: 9th June 2026

Great service.

Great service. Always quick response. Reviewed on: 9th June 2026

Game Changing Credit System

Offering 4 months of free credit creates an affordable buffer against unforeseen financial hurdles. It's been a game changer for me. Offering a level of control that has been hitherto overlooked. Reviewed on: 9th June 2026

PayPal Credit helps spread the cost of living

I have used PayPal credit for several purchases that has allowed me interest-free credit spread over several months. This has allowed me to purchase more expensive items that otherwise would cause me cash flow issues. Reviewed on: 9th June 2026

always there always perfect top notch

always there always perfect top notch Reviewed on: 9th June 2026

PayPal are great!

PayPal are great! They have so many offers on to get cash back. They always give you cash back on purchases too. There customer service team is always there to answer any questions and offer guidance. Overall I love using PayPal. Reviewed on: 9th June 2026

Ideal for me ...

I use the pay in three which I find very convenient for larger purchases and I use the credit for very large purchases and pay off quickly as possible Reviewed on: 9th June 2026

I’ve been using PayPal Credit for many years, and I...

I’ve been using PayPal Credit for many years, and I honestly think their interest-free “0% interest for 4 months” option is the best credit product on the market. It makes spreading out your costs incredibly simple and stress-free. Reviewed on: 9th June 2026

Find PayPal very user friendly, Not complicated and...

Find PayPal very user friendly, Not complicated and offers a variety of payment options. Reviewed on: 9th June 2026

Quick, easy and my go to payment option over 100£

Quick, easy and my go to payment option over 100£ Reviewed on: 9th June 2026

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