Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145631 reviews)

View other PayPal products

4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145631)

Pay pal credit

All my dealings with pay pal have been excellent, everything is clearly explained and very easy to use. Reviewed on: 9th June 2026

Fantastic experience, helps me buy things and pay th...

Fantastic experience, helps me buy things and pay them back gradually Reviewed on: 9th June 2026

Excellent service, easy to make purchases.

Excellent service, easy to make purchases. Reviewed on: 9th June 2026

always excellent service, fast payment and refunds w...

always excellent service, fast payment and refunds when necessary Reviewed on: 9th June 2026

Feel they put the customer first.

Feel they put the customer first. Give you various protected ways to pay. Reviewed on: 9th June 2026

PayPal credit helps a lot

PayPal credit helps me and my family if a purchase is needed with urgency defiantly a platform we can look to use without over paying. Reviewed on: 9th June 2026

I’ve used PayPal for over 20 years, and it’s my defa...

I’ve used PayPal for over 20 years, and it’s my default where possible. Always simple to use Reviewed on: 9th June 2026

1st class service and always on hand if you need...

1st class service and always on hand if you need help Reviewed on: 9th June 2026

With PayPal there are 2 excellent ways too pay for g...

With PayPal there are 2 excellent ways too pay for goods payback over 3 months or alternatively 4 months which ever suits your budget. I have used PayPal too purchase many kinds of goods from retail online shops too even takeout with Deliveroo Reviewed on: 9th June 2026

I’ve found PayPal credit very easy to use.

I’ve found PayPal credit very easy to use. It was easy to set up a recurring Direct Debit to pay a monthly sum and the credit card itself is accepted everywhere. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76934 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub