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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145635)

I like PayPal credit as I can use it for a larger pu...

I like PayPal credit as I can use it for a larger purchase, new washing machine and budget over the 4 months and no interest. Also used it for flights. I am able to go in and change my direct debit to suit or just go in and pay more. Reviewed on: 9th June 2026

Great to use

Had many pay in 3 , paid on line shopping, very easy, no hassle Reviewed on: 9th June 2026

Easy to use, and never had a problem.

Easy to use, and never had a problem. Reviewed on: 9th June 2026

I use PayPal most days it is easy to use...

I use PayPal most days it is easy to use and convenient Reviewed on: 9th June 2026

PayPal has been my prominent preferred payment metho...

PayPal has been my prominent preferred payment method from almost its inception.PayPal credit has taken payment to the next level of convenience for not just paying for consumer goods but spreading the costs on higher value purchases. Reviewed on: 9th June 2026

Very good company with a lot of help

I am on PayPal long time, I got a lot of help from them to get my money back from companies that didn’t send me service what I paid for… customer service very good . And PayPal had a lot of offers you can pay later as to 4 months 0 % interest. Reviewed on: 9th June 2026

Amazing customer support

Amazing customer support. Always willing to take the ownership of solving issues Reviewed on: 9th June 2026

Paypal is flexible and provides options when you are...

Paypal is flexible and provides options when you are making purchases - my bro to app Reviewed on: 9th June 2026

Awful experience with the platform and customer service

Awful experience with the platform and customer service Reviewed on: 9th June 2026

Paypal credit has been a life saver for me, helping...

Paypal credit has been a life saver for me, helping me provide for my family when money is tough certain months Reviewed on: 9th June 2026

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