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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145533 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145533)

Excellent

Never had any issues with PayPal Reviewed on: 9th June 2026

PayPal, trust it Pal!

PayPal is trustworthy and easy to use. It’s the payment option of the future, available today! Reviewed on: 9th June 2026

Never had any issues with PayPal, always confident t...

Never had any issues with PayPal, always confident that I have buyer protection whenever I purchase anything using PayPal credit on top of the other credit card protections. Reviewed on: 9th June 2026

Great to have the option of time

I think it’s great that I have more time to pay for items and not be charged any interest. Every month expenditure is different and I’m sometimes better off and can pay for my purchases quicker. It’s great to be given the option of time. Reviewed on: 9th June 2026

Great and SO convenient (especially for cashback deals)

Great and SO convenient. Very user friendly and not difficult to navigate around. I would recommend to everyone, especially if you like doing cashback deals, like I do! Easy to set up and maintain. Reviewed on: 9th June 2026

Always easy to use straight forward and self explana...

Always easy to use straight forward and self explanatory 0% finance if used correctly Reviewed on: 9th June 2026

easy transactions, no fuss, someone you can rely on

easy transactions, no fuss, someone you can rely on Reviewed on: 9th June 2026

Dmarie paypal

Used PayPal for years ,, have had no problem at all Reviewed on: 9th June 2026

It's made my banking a whole lot easier and better,...

It's made my banking a whole lot easier and better, i use the debit, credit cards and the pay in 3. Plus the points I've earned are amazing. It's made my life so much easier being able to put my weekly money onto my debit card and know exactly what I have to spend and how much I have left. Highly recommend Reviewed on: 9th June 2026

No hassle for a little luxury

Easy to set up and transparent about little details. No constant notifications Reviewed on: 9th June 2026

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