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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145474 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145474)

Excellent

I have been using PayPal for 14 years and I’ve not had a single problem. Reviewed on: 9th June 2026

Paypal is quick, well designed and clear.

Paypal is quick, well designed and clear. Therefore easy to use. Graphics are good. Reviewed on: 9th June 2026

Pay pal there when you need it

Pay pal is always there for me when I need it I have never had any problems with them Reviewed on: 9th June 2026

A help that alone serves you better!

This PayPal credit service couldn’t be more better.It has always helped during my hard time and has made my life easier.With on going inflation sometimes one do get stuck in an uncalled for situation but with PayPal credit helps you there easily. Reviewed on: 9th June 2026

Very straight forward and useful

Very straight forward and useful Reviewed on: 9th June 2026

Easy to use app, all my PayPal is in one...

Easy to use app, all my PayPal is in one plsce Reviewed on: 9th June 2026

Excellent, easy to use and very importantly, it's ve...

Excellent, easy to use and very importantly, it's very, very safe. Thanks Reviewed on: 9th June 2026

One word, EASY.

One word, EASY. No faff, no waiting about. Just easy. Reviewed on: 9th June 2026

Never had an issue.

Never had an issue. You can use PayPal credit or pay in 3 when you need some time to pay Reviewed on: 9th June 2026

Always an easy process.

Always an easy process, they have been remarkable in two disputes I’ve had, so efficient. Reviewed on: 9th June 2026

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