Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145431 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145431)

I use for just about everything

I use PP Credit for just about everything over £100. Allows me to plan my finances. App is are with 2FA Reviewed on: 9th June 2026

Communication with the PayPal team is efficient and...

Communication with the PayPal team is efficient and friendly. Ready to listen and help Reviewed on: 9th June 2026

PayPal exceptional service

When I had issues with my direct debit, PayPal customer support resolved the issue immediately. Reviewed on: 9th June 2026

One of the best credit services.

One of the best credit services. Reviewed on: 9th June 2026

Couldn’t Be Easier!

PayPal Credit is really quick and easy to use. Setting up payments is straightforward, and managing repayments is simple through the app. It’s convenient for spreading the cost of larger purchases, and I’ve found the whole process hassle-free. A great option if you’re looking for flexible and easy-to-manage credit. Reviewed on: 9th June 2026

Always find it easy to use PayPal and where I have h...

Always find it easy to use PayPal and where I have had to contact customer support they have always been able to contact and understand my queries. Reviewed on: 9th June 2026

PayPal is perfect for keeping track of upcoming paym...

PayPal is perfect for keeping track of upcoming payments Reviewed on: 9th June 2026

Makes Online Shopping Easier

I love using PayPal Credit, because it makes online shopping quick and secure. PayPal Credit also lets me spread the cost of purchases instead of paying the full amount upfront, which helps me manage my budget more easily. I can make monthly payments and choose a repayment plan that suits me. Reviewed on: 9th June 2026

5 stars to PayPal Credit

Excellent experience with PayPal credit and customer service. Reviewed on: 9th June 2026

Just so easy to use.

Just so easy to use.love the 0% over 4 months. No need to keep entering delivery address. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76395 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub