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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145408 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145408)

Been with PayPal for 8 years and have not gotten any...

Been with PayPal for 8 years and have not gotten any issues. PayPal credit has low interest rates and was generous with credit limit. Easy repayments and available on most digital storefront Reviewed on: 9th June 2026

I have always had a positive experience with Paypal

I have always had a positive experience with Paypal Reviewed on: 9th June 2026

Give me the flexibility to pay over 3 months interes...

Give me the flexibility to pay over 3 months interest free. Reviewed on: 9th June 2026

Quick and Simple

Simple easy to use, all information upfront and clear to read. Quick to action. Reviewed on: 9th June 2026

Good Customer Service

easy to apply and even easier to use. good customer service Reviewed on: 9th June 2026

I find PayPal very easy to use on line.

I find PayPal very easy to use on line. They give plenty of notice of changes and information is straightforward. Pay in 3 is a great favourite of mine, I always know exactly where I am before I start! Reviewed on: 9th June 2026

1st class.

It’s very easy to setup easy to use you can decide how much to pay off minimum or full balance it’s very good 1st class thank you Reviewed on: 9th June 2026

Safe and reliable way to pay.

I find PayPal one of the safest and most accepted way to pay online. The service they provide, including PayPal credit and customer service are second to none. Reviewed on: 9th June 2026

PayPal provide great credit options

Easy to use credit options and easy to manage app. Customer services resolve issues in a timely manner. Offer Perks, such as earning points (bonus) to build cashback! Reviewed on: 9th June 2026

Paypal payments

I have always found PayPal to be a very trustworthy form of payment. Reviewed on: 9th June 2026

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