Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145411 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145411)

So easy to use literally everywhere and great value...

So easy to use literally everywhere and great value to own. Reviewed on: 9th June 2026

Great service for creators

I have used PayPal for many years and the service has been very beneficial to me and my art practice! Reviewed on: 9th June 2026

It is easy to use, clear and helpful.

It is easy to use, clear and helpful. I use is every month Reviewed on: 9th June 2026

Great facility for everyday purchases

Very useful and easy to use to make purchases and send money to friends and family Reviewed on: 9th June 2026

Great but could be even better

The payments take forever to settle in account. They should be instantaneous in this day and age. Also there’s no way to have PayPal credit as standard payment in ebay when submitting offers. There should be a facility to up PayPal credit account with a credit card Reviewed on: 9th June 2026

Paypal are always there to help!

Paypal are always there to help. Easy to get through to a human at customer services. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Fast approval. I’m using PayPal for years. Reviewed on: 9th June 2026

Very flexible finance options excellent for paying f...

Very flexible finance options excellent for paying friends and family in one place and keeping track of transactions between each other and keeping details on what the payment is for me and my friends use it a lot Reviewed on: 9th June 2026

I prefer to use PayPal credit over my credit cards.

I prefer to use PayPal credit over my credit cards. You know your protected and with PayPal's excellent customer service you know where you stand. Most retailers except PayPal and I think it gives you a little extra protection. All in all I think it's my favourite form of credit. Reviewed on: 9th June 2026

Great experience and customer service

Great experience and customer service Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76378 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub