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PayPal: PayPal Credit reviews

4.73
Based on 145,393 reviews, last reviewed 26th Jun 2026
4346600% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026
Hayley Calder's avatar
Hayley Calder

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145414)

I find that best credit arrangement

5
I find that everything works well Reviewed on: 9th June 2026

Paypal gives me options to break up payments accepte...

5
Paypal gives me options to break up payments accepted most places Reviewed on: 9th June 2026

My Experience with PayPal

5
My experience with PayPal has been positive. It is a secure, reliable, and easy-to-use platform for sending, receiving, and making online payments. I appreciate its buyer protection and the convenience of tracking transactions. Although transaction and currency conversion fees can be high at times, PayPal remains a trusted payment service that I would recommend for safe and efficient online transactions. Reviewed on: 9th June 2026

PayPal Credit

5
Using PayPal credit was easy to setup and help spread the cost over more expensive purchases over several months allowing you to nominate the amount to suit your budget Reviewed on: 9th June 2026

PayPal fits all of my purchase and payment needs

5
PayPal provides a trusted, reliable and extremely flexible method of payment for a very ride range of goods. Paypals credit and pay in 3 service gives you a rare level of control over your payment process. Reviewed on: 9th June 2026

I have been using PayPal credit

5
I have been using PayPal credit and I have recently ordered the card. So easy to use and good deals available Reviewed on: 9th June 2026

Simply the best.

5
One of the best companies I have ever used and will continue to use them as they have high standards. Reviewed on: 9th June 2026

It has different options and the fact that now you c...

5
It has different options and the fact that now you can use it as a card as well it does save the day sometimes Reviewed on: 9th June 2026

Easy transfer of payments, and helpful credit

5
Easy transfer of payments, and helpful credit Reviewed on: 9th June 2026

It’s a very good and reliable service

5
It’s a very good and reliable service Reviewed on: 9th June 2026

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