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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145421 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145421)

Ease of use anywhere I go.

Ease of use anywhere I go. Safe to use with others ypu do not know and this keeps your items/money safe. Reviewed on: 9th June 2026

Trusted Worldwide Payment

I always preferre to use PayPal service because PayPal stands out for its reliability, innovation, and customer-focused approach. It simplifies digital payments by providing a seamless and secure experience for users. With quick transactions, strong protection, and worldwide accessibility, PayPal has become an essential tool for modern financial services. Reviewed on: 9th June 2026

Fantastic easy to use payment service.

Fantastic easy to use payment service. Love the pay in 3 Reviewed on: 9th June 2026

Straightforward and easy to use.

Straightforward and easy to use. Easy to apply Reviewed on: 9th June 2026

Very easy to do a pay in 4.

Very easy to do a pay in 4. Helps me extend payment terms. Reviewed on: 9th June 2026

Easy to use and great value with interest free credit

Easy to use and great value with interest free credit Reviewed on: 9th June 2026

PayPal is a safe and easy.

PayPal is a safe and easy way to make purchases of all kinds. Reviewed on: 9th June 2026

Good way to pay.

Easy to deal with & have used for a long time now. Reviewed on: 9th June 2026

Good but repaying can get confusing.

Good but repaying can get confusing. Reviewed on: 9th June 2026

Using PayPal credit is a breeze and I can always kee...

Using PayPal credit is a breeze and I can always keep track of my spendings and scheduled payments. The regular email updates regarding the credit are very useful. Reviewed on: 9th June 2026

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