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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145425)

Pay pal is easy to use, they do great offers and mak...

Pay pal is easy to use, they do great offers and make purchases safe and easy Reviewed on: 9th June 2026

Having used PayPal credit for many years I find it o...

Having used PayPal credit for many years I find it one of the easiest and safest ways to pay online. Customer service could be better, sometimes it's hard to get to a person rather than the AI scripted responses. Reviewed on: 9th June 2026

Fast payment .

Fast payment . Easy to see transactions Reviewed on: 9th June 2026

PayPal Credit seamless and secure

I am using PayPal Credit very often and never had any issues. The application is seamless. The MFA keeps the app very secure Reviewed on: 9th June 2026

Best credit.

All the time easy to handle and good range off credit. Reviewed on: 9th June 2026

PayPal such a convenient way to pay.

PayPal is such a convenient, hassle free and reliable way to pay. It’s great that you can pay in full at the time of purchase, pay in 3 instalments or have 0% credit for 4 months. What’s not to like Reviewed on: 9th June 2026

Good credit options and flexibility.

Good credit options and flexibility. Can earn points too by using PayPal plus. Reviewed on: 9th June 2026

Constantly improving

Using PayPal for a while and it is constantly improving. The app is user friendly, customer service always helpful and easy to.contact. Reviewed on: 9th June 2026

easy way to spread the cost.

easy way to spread the cost. great support when things go wrong. Reviewed on: 9th June 2026

PayPal - the friend who knows about money matters.

PayPal is like having a friend who really knows what they're doing when it comes to money. Spending is recorded, easy to manage and with that layer of security if a purchase goes wrong Paypal will help resolve matters. Reviewed on: 9th June 2026

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