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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145427)

Check out ease Generally good.

Generally good. Easy checkout payments Reviewed on: 9th June 2026

PayPal are helpful

PayPal are very flexible always there to help and terms are very reasonable Reviewed on: 9th June 2026

Found it really easy to use the app, clear and concise.

Found it really easy to use the app, clear and concise. Use of paypal credit has allowed me flexibility of purchasing things and has been a fantastic alternative to using a credit card. Reviewed on: 9th June 2026

A Smooth and Hassle-Free Payment Solution

I have found PayPal to be an outstanding application—simple, efficient, and highly reliable. The platform is easy to navigate, transactions are completed smoothly, and the overall experience is friendly and hassle- Reviewed on: 9th June 2026

Love the easy and hassle free check out experience.

Love the easy and hassle free check out experience. Reviewed on: 9th June 2026

PayPal credit has been a lifeline for me when ive ne...

PayPal credit has been a lifeline for me when ive needed it. It helped me deal with an unexpected emergency that arose & then when I needed assistance the customer service were on hand to answer any questions I had. Reviewed on: 9th June 2026

Easiest platform to use

Easy platform to use it’s everywhere and customer service is always on it for any issue. Reviewed on: 9th June 2026

PayPal is the best!

I’ve been using PayPal Credit for over 10 years and have always had a great experience. Their service has been reliable, straightforward, and very helpful whenever I’ve needed support. The interest rates have been reasonable compared to many alternatives, and managing payments is simple. One feature I particularly like is the Pay in 3 option, which makes larger purchases much easier to budget for without extra stress. Transactions are quick, secure, and easy to track through the app. Overall, PayPal Credit has been a valuable financial tool for me, and I would happily recommend it to others. Reviewed on: 9th June 2026

Simple to use

Simple to use, easy to keep on top of where my money is up to, the app is really user friendly and clear. Reviewed on: 9th June 2026

Paypal credit

I’ve had a positive experience with your service. The application process was straightforward, communication was clear, and customer support was helpful when needed. Reviewed on: 9th June 2026

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