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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

My experience has always been good with PayPal, when...

My experience has always been good with PayPal, when disputing transactions they handle matters fairly and efficiently . Pay in 3 is also a great option when making larger purchases Reviewed on: 9th June 2026

PayPal credit is always useful to have for those eme...

PayPal credit is always useful to have for those emergencies that crop up. The interest rate is competitive but if you spend over £99 you can also split over 4 months interest free. It’s easy to check out and it’s available to use at most online shops. Reviewed on: 9th June 2026

Paypal credit.

I've been using PayPal credit over couple of years now.. it is a supporting financial initiative to her customers. Many of us have benefited from her flexibility. Reviewed on: 9th June 2026

Excellent customer service

Whenever I have had any problems, they have always been dealt with it fairly and promptly. Reviewed on: 9th June 2026

Your money is safe using PayPal

I have contacted PayPal once to complain about a retailer. They were very helpful to get my money back Purchasing with PayPal I know my money is safe. Their credit is very useful if an item is too expensive to pay on full. Reviewed on: 9th June 2026

Only had to deal with customer service once or twice...

Only had to deal with customer service once or twice,PayPal like the pay in 3 very good options also the PayPal Credit again upto 4 months interest free.When I/we purchase any items always look for the PayPal option Reviewed on: 9th June 2026

I have very good experience with PayPal.

I have very good experience with PayPal. Always when I need some buy but not have money on my account I pay PayPal credit. This is esy and repayment is fair. Reviewed on: 9th June 2026

PayPal credit is the only credit card I need, the 4...

PayPal credit is the only credit card I need, the 4 months interest free period is great for big purchases, and payments are very straightforward. Reviewed on: 9th June 2026

Easy secure service

Secure easy way to purchase items online with the option of spreading the cost Reviewed on: 9th June 2026

Good app.

Good app. Easy to use. Good amount of credit given. Reviewed on: 9th June 2026

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