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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145430)

Easy set up

I have used PayPal credit to purchase flight ticket and other stuff .It is really clear and straightforward.I also like the option of 4 intestest free payment upon purchases .O am not obliged to set up a direct debit providing I pay in time which I always do anyway . Reviewed on: 9th June 2026

Easy to use with a clear layout.

Easy to use with a clear layout. It’s simple to check my balance, view transactions, and make payments. Overall, a convenient and user-friendly app. Reviewed on: 9th June 2026

Scary how easy it is to use.

Scary how easy it is to use. It has enabled me to pay for things I otherwise couldn't. Reviewed on: 9th June 2026

Really easy to navigate!

Really easy to navigate! Swift and clear. Reviewed on: 9th June 2026

Love the 4 months 0 percent interest.

Love the 4 months 0 percent interest. Helps me smooth my spending out over the year so I can take advantage of things like Black Friday, thereby lowering my costs overall. Reviewed on: 9th June 2026

I’m so glad I chose pay pal

The application was quick and easy, account information was communicated clearly and quickly, I’m glad I chose pay pal, it offers peace of mind along with vslue for money Reviewed on: 9th June 2026

PayPal credit has made shopping and my life so much...

PayPal credit has made shopping and my life so much easier Reviewed on: 9th June 2026

Love the pay in 3 option to help balance out life’s...

Love the pay in 3 option to help balance out life’s unexpected expenses. Reviewed on: 9th June 2026

Easy simple to use.

Easy simple to use. Options to pay layout easy to navigate. Reviewed on: 9th June 2026

Easy to use, straight forward way of making your pur...

Easy to use, straight forward way of making your purchasing of products efficient all in one place. Reviewed on: 9th June 2026

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