Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145379 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145379)

Its a very good and easy to apply

Its a very good and easy to apply Reviewed on: 9th June 2026

PayPal credit is easy and accessible across many pla...

PayPal credit is easy and accessible across many platforms and retail outlets, it is also responsible informing when to pay extra to reduce the balance too. Reviewed on: 9th June 2026

very good very easy very good very easy

very good very easy very good very easy Reviewed on: 9th June 2026

Been able to buy things ahead of payday such as birt...

Been able to buy things ahead of payday such as birthday presents which is extremely helpful. The cost of living crisis makes it harder to be able to pay for things upfront so this is a great option Reviewed on: 9th June 2026

Always feel safe using paypal

Always feel safe when using PayPal online and the customer service is always 10/10 Reviewed on: 9th June 2026

Really easy to set up and use .

Really easy to set up and use .They automatically set up the interest free if pay over 4 weeks .No aggressive mail if you spend over I did without realising and as soon as I went back into credit was offered more to put on my balance . Reviewed on: 9th June 2026

Easy application and approval and can use it so many...

Easy application and approval and can use it so many places Reviewed on: 9th June 2026

So far its been good but I would like them to add in...

So far its been good but I would like them to add in where I can actually pay off individual payments but apart from that very good service Reviewed on: 9th June 2026

PayPal Credit is very easy to manage..

PayPal Credit is very easy to manage and if help is required any issue I have had has been very quickly resolved with the minimum of fuss Reviewed on: 9th June 2026

Got scammed by seller in China and PayPal did provid...

Got scammed by seller in China and PayPal did provide much support Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76331 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub