Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145381 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145381)

Works fine but has a query on a payment and it’s sti...

Works fine but has a query on a payment and it’s still not sorted Reviewed on: 9th June 2026

The convenience and simplicity is unmatched.

The convenience and simplicity is unmatched. The app has all the info you need at your fingertips, it feels like a natural extension of the PayPal I’ve used for the last 15 years Reviewed on: 9th June 2026

Excellent service, grat customer service

Excellent service, grat customer service Reviewed on: 9th June 2026

Convenient Credit When You Need It Most

PayPal Credit has been a great way to spread the cost of larger purchases without any hassle. It’s simple to use, easy to keep track of payments, and has given me valuable flexibility when unexpected expenses and even planned expensive purchase opportunities have come up. Highly recommended by me! Reviewed on: 9th June 2026

Easy to use and very convenient, useful for bigger p...

Easy to use and very convenient, useful for bigger purchases Reviewed on: 9th June 2026

Such an easy product to use and manage in the app.

Such an easy product to use and manage in the app. Great levels of security and protection of your account against fraud Reviewed on: 9th June 2026

Brilliant.

Very good service. Love using PayPal. Reviewed on: 9th June 2026

Best bank app

Been using p-pal many years with no problem, easy to use, great customer service, and the added peace of mind that p-pal is on your side if you experience any issues, ie dealing with "not so honest " transactions Reviewed on: 9th June 2026

Hassle free spending

Been using the 4 months interest free credit on high value items Reviewed on: 9th June 2026

Easy to use very happy no issues

Easy to use very happy no issues Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76333 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub