Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145391)

Easy and stress free to use very quick customer serv...

5
Easy and stress free to use very quick customer service interaction and good offer Reviewed on: 9th June 2026

PayPay are the Best

5
I have been using Pay pal for a very long time they are trust worthy look after your finance and keep you well informed. When you get a problem with a seller they deal with the problem very professional & quickly they are someone you canalway trust Reviewed on: 9th June 2026

Paypal credit has worked perfectly.

5
Paypal credit has worked perfectly. I'm very happy Reviewed on: 9th June 2026

Your money is safe

5
I”ve never had any problems all the times I”ve used PayPal it’s great that you can pay in 3 and you know if you pay something through PayPal you know that your moneys safe and your not been scammed Reviewed on: 9th June 2026

Paypal credit is good when it works, but few times I...

4
Paypal credit is good when it works, but few times I clicked with PayPal credit and it went straight out of my debit card. Paypal customer service was not interested, happened few times Reviewed on: 9th June 2026

PayPal is fantastic

5
Over all I’ve only ever had a positive experience with PayPal and the customer service team, they’ve always helped me to get my money back from faulty or accidentally double charges at the checkout Reviewed on: 9th June 2026

Easy to use

5
Easy process, and interest free. Safe to use. Reviewed on: 9th June 2026

I've had PayPal step in and sort issues with orders...

5
I've had PayPal step in and sort issues with orders on eBay. I find the interest free period of purchase's over £100 very useful when money has become tighter with the cost of living Reviewed on: 9th June 2026

Very easy and convenient.

4
Very easy and convenient. Good credit limits, the card for Apple Pay is a handy addition! Reviewed on: 9th June 2026

Very easy to use and you can use it online

5
Very easy to use and you can use it online Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76351 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products