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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145396)

It’s great, everything is very easy to set up, track...

It’s great, everything is very easy to set up, track and manage and it can be used for so many things Reviewed on: 9th June 2026

PayPal credit gives customers to use it when they ar...

PayPal credit gives customers to use it when they are short of cash flow for the money to purchase essential items. Even better to have 4 months to pay it off when you spend over £100 each transaction. Reviewed on: 9th June 2026

I find PayPal very helpful for quick checkouts and f...

I find PayPal very helpful for quick checkouts and for spreading the cost of payments Reviewed on: 9th June 2026

Fantastic and always available for any eventuality

Fantastic and always available for any eventuality Reviewed on: 9th June 2026

Credit with Zero interest!

Typically use pay in 4 months with zero interest which helps spread the cost without any extra cost to myself. Able to use this service at a wide range of retailers. Always feel like I'm covered if anything were to go wrong. Reviewed on: 9th June 2026

PayPal is my best way of paying safely and with good...

PayPal is my best way of paying safely and with good paying facilities Reviewed on: 9th June 2026

I have been with PayPal for over 15 years, the evolu...

I have been with PayPal for over 15 years, the evolution of the features and options is evident and the improvement is tangible but more work is needed in having a better customer response time. Reviewed on: 9th June 2026

good but customer service not the best and high inte...

good but customer service not the best and high interest rates Reviewed on: 9th June 2026

PayPal is reliable and trustworthy.

PayPal is reliable and trustworthy. Two key differentiators. With the app as well you always have PayPal available for those special purchases. Reviewed on: 9th June 2026

Good and easy to follow the steps.

Good and easy to follow the steps. Nice to have options. Reviewed on: 9th June 2026

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