Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145400 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145400)

Very reliable and safe to use knowing paypal as your...

Very reliable and safe to use knowing paypal as your back Reviewed on: 9th June 2026

Aplikacja dziala bardzo dobrze

Nigdy nie miałem problemu z usługą. Weryfikacja stosowana ( kod na SMS) jest zawsze szybka. Reviewed on: 9th June 2026

good value, accessible and handy to use

good value, accessible and handy to use Reviewed on: 9th June 2026

Amazing and helpful, always been there when I needed

Amazing and helpful, always been there when I needed Reviewed on: 9th June 2026

Great thank you, I use PayPal credit

Great thank you, I use PayPal credit Reviewed on: 9th June 2026

4 months interest free and easy to manage

Easy to manage, and great to be able to have 4 months interest free on purchases over £100. It's very clear to understand when the interest free period ends and the minimum payments, so you don't end up paying interest. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Interest free credit deals are very helpful. Reviewed on: 9th June 2026

Wallet at my finger tips

So quick and easy to use. Wallet at my fingertips Reviewed on: 9th June 2026

Simple service

Easy to use, lots of integrations, easy to manage on the app Reviewed on: 9th June 2026

Excellent service

I love pay credit quick easy and opinions to pay back sooner love it, any problems never had trouble getting in touch and any issues soon resolved Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76368 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub