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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145375 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145375)

PayPal offers a flexible , affordable way of paying

I use PayPal credit and PayPal fairly often as it gives me extra time to pay for things and flexibility to make regular monthly payments for purchases. I love it Reviewed on: 9th June 2026

Been using PayPal for credit purchases for ov...

I have been using PayPal for credit purchases for over a decade and they are so simple to use and understand. Reviewed on: 9th June 2026

Little let down

Customer service has been a let down on numerous occasions Reviewed on: 9th June 2026

Very easy to use, informative and always keeping me...

Very easy to use, informative and always keeping me up to date with my rates. Reviewed on: 9th June 2026

Always happy with PayPal.

Always happy with PayPal. Straight and easy to use. Reviewed on: 9th June 2026

Trusting with your money.

I love using PayPal because if there is a problem with not getting your goods that you ordered PayPal will step in and deal with this for you, always reliable. Reviewed on: 9th June 2026

Easy to use, and convenient way of spreading the cos...

Easy to use, and convenient way of spreading the cost of purchases. Reviewed on: 9th June 2026

Really easy to use

Very simple to use app which makes everything so much easier Reviewed on: 9th June 2026

I find PayPal very effective and efficient.

I find PayPal very effective especially when I don’t want to use my credit card, for instance shopping online with untested retailers. I can be assured that my transactions are protected and I am not giving my information to an illegitimate source. Reviewed on: 9th June 2026

Love payment options provided by PayPal.

Love payment options provided by PayPal. The App is great for keeping track of your money and payments Reviewed on: 9th June 2026

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