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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145372 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145372)

PayPal for the Win!

It has been fantastic for paying on sites I've never bought from before and it's so quick and easy as well I love it. Reviewed on: 9th June 2026

I’ve had a very positive experience with PayPal Credit.

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and the flexibility to spread the cost of larger purchases has been really helpful. The online account management is clear and user-friendly, making it simple to keep track of balances and repayments. Overall, it’s been a convenient and reliable credit option. Reviewed on: 9th June 2026

Just love PayPal

Just love PayPal Excellent customer service Reviewed on: 9th June 2026

the service is second to none and always there 24/7

the service is second to none and always there 24/7 Reviewed on: 9th June 2026

Market leading interest free products

PayPal credit interest free options including BNPL for 4 months and pay on 3 are market leaders especially being fee free, they are also more broadly available than any other retail credit and easy to use. Reviewed on: 9th June 2026

Trusted company always use it.

Trusted company always use it. Recommend! Reviewed on: 9th June 2026

So easy to use, gives customers a bit more time to p...

So easy to use, gives customers a bit more time to pay for their purchases. Thank you Reviewed on: 9th June 2026

Simple, smooth and straightforward to use.

Simple, smooth and straightforward to use. Reviewed on: 9th June 2026

Easy to apply and use.

Easy to apply and use. Balance not excessive. Reviewed on: 9th June 2026

Review of paypal credit

PayPal app is clear to understand Reviewed on: 9th June 2026

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