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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144796 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144796)

I use PayPal quite often and can't recommend it enough.

I use PayPal quite often and can't recommend it enough. Reviewed on: 9th June 2026

Excellent Service

Whenever I have had an issue with a bill, payment or dispute, PayPal have always stepped up and resolved my issues promptly and with professionalism. Each customer service agent has been polite, helpful and explained things to me in layman's terms which I could understand.all my issues gave been resolved within the stated timeliness. Reviewed on: 9th June 2026

The interest rate could be better

The interest rate could be better Reviewed on: 9th June 2026

Very good

Very easy to make some payments especially with Paypal Credit or Pay in 3. Reviewed on: 9th June 2026

PayPal credit

Easy to use and keep track of spending Reviewed on: 9th June 2026

Very easy

Very easy to make an on-line purchase, often easier than using a traditional bank account, Reviewed on: 9th June 2026

Excellent all round easy way to pay for expensive it...

Excellent all round easy way to pay for expensive items over a period of time Reviewed on: 9th June 2026

Amazing Credit Card

I love the fact that you have 4 months interest free to pay off. Reviewed on: 9th June 2026

Best for credit

PayPal credit fast and easy to use. Good value for short term credit Reviewed on: 9th June 2026

Interest free purchases

PayPal has been good to me over the years with no interest purchases Reviewed on: 9th June 2026

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