Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732485411149335985 (144786 reviews)

View other PayPal products

4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144786)

I find Paypal to be a reliable source to help out i...

I find Paypal to be a reliable source to help out in payments when you do not have enough income to cover a debt. They give you options on how to pay like pay in 3 or 4 months 0% interest free. Reviewed on: 9th June 2026

Handy money

It's always handy to use PayPal Credit and pay it off. Reviewed on: 9th June 2026

Great & convenient

I have used pay pal credit for along time it is a really convenient way of paying for products Reviewed on: 9th June 2026

Excelent PayPal help me too much

Excelent PayPal help me too much Reviewed on: 9th June 2026

Love PayPal I always use it when buying stuff online.

Love PayPal I always use it when buying stuff online so quick and easy to use never a problem! Love the pay in 3 option as it doesn’t seem as much coming out your bank all at once with 0% APR! Also love the the PayPal credit because on big purchases you get a lot more time to pay it off! I will always pick PayPal Reviewed on: 9th June 2026

Never had an issue app easy to use

Never had an issue app easy to use Reviewed on: 9th June 2026

Nice journey

It was great experience Easy process Reviewed on: 9th June 2026

Your checkout on safari on iPhone pop ups don’t work...

Your checkout on safari on iPhone pop ups don’t work Reviewed on: 9th June 2026

PayPal has been handy with transactions.

PayPal has been handy with transactions. Thanks for this Reviewed on: 9th June 2026

Seamless shopping with PayPal

Ease of payment and also offers without interest for 4 months. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3756 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75521 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub