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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484166636310568 (144739 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

Convenient and easy to use

Convenient and easy to use easy to apply for with build in protection. I also like the money back scheme in points given on purchases Reviewed on: 9th June 2026

Helps a lot when purchasing something expensive.

Helps a lot when purchasing something expensive. Reviewed on: 9th June 2026

I have had nothing but good experiences with Paypal...

I have had nothing but good experiences with Paypal and have been a customer for many years. My rates have increased over the years but felt they have been managed well by Paypal Reviewed on: 9th June 2026

Easy and quick to use and set up, rates not...

Easy and quick to use and set up, rates not to bad Reviewed on: 9th June 2026

AMAZING COMPANY

been with them since 2016 I believe & never had an issue - they've been an amazing company Reviewed on: 9th June 2026

Easy to use and easy to pay off!

Easy to use and easy to pay off! Reviewed on: 9th June 2026

PayPal credit has helped me when I have been despera...

PayPal credit has helped me when I have been desperate: Living abroad and away from my family, I was able to buy air tickets for family emergencies back home, and comfortably pay back over time. Reviewed on: 9th June 2026

Easy to apply, easy to use, easy to pay.

Easy to apply, easy to use, easy to pay. Extremely helpful when needed. Reviewed on: 9th June 2026

Excellent finance support

Great Financial support, they help people gain financial freedom Reviewed on: 9th June 2026

I use PayPal all of the time, it feels safe in a wor...

I use PayPal all of the time, it feels safe in a world of scammers and people wanting to take your money instead of earning their own. Reviewed on: 9th June 2026

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