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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144735)

Highly recommend.

Highly recommend. Secure and easy payments Reviewed on: 9th June 2026

Easy and fast to use.

PayPal has made managing payments so much easier for me. The app is simple to use, transactions are fast, and I like the extra layer of security when shopping online. I've been happy with the service and will continue using it. Reviewed on: 9th June 2026

Paypal Credit is convenient and easy to use

Paypal Credit is convenient and easy to use Reviewed on: 9th June 2026

Very nice ,safe ,reliable and good safety of your de...

Very nice ,safe ,reliable and good safety of your details and money. Reviewed on: 9th June 2026

Considering others.

Just makes it easier for me with a young family tnot having to purchase outright Reviewed on: 9th June 2026

Excellent Service from Paypal

I've had PayPal for almost 10years and I must say their service is outstanding. The ability to be able to select a payment option (via bank account or PayPal credit) makes it easy to manage finances Reviewed on: 9th June 2026

PayPal to the rescue!

PayPal is an easy way to manage your money. Pay in three is a fantastic way to spread the cost. And the credit card is brilliant for being able to give yourself more time to pay things off, with cheap fees. Reviewed on: 9th June 2026

I have only had a smooth experience with PayPal thes...

I have only had a smooth experience with PayPal these past few years and find it extremely easy to use. I probably use the application daily and have participated in many deals and promotions. I've recommended it to most of my friends and family. Reviewed on: 9th June 2026

PayPal is very good i recommend i have been using it...

PayPal is very good i recommend i have been using it for some years now Reviewed on: 9th June 2026

Very good experience!

Very good experience! Always supports when shopping online. Never had any issues and I would recommend PayPal Credit to anyone I know. Reviewed on: 9th June 2026

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