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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144728)

I hope you'll never change

5
I'm with PayPal for some time, I also use other similar services but this one is the best so far Reviewed on: 9th June 2026

I don't have any problems.

4
I don't have any problems. I have a lot of satisfaction using your services Reviewed on: 9th June 2026

Made life easier

5
Helped me with Christmas, holidays and also unforeseen issues that need fixing Reviewed on: 9th June 2026

I use PayPal for the majority of my online purchases.

5
I use PayPal for the majority of my online purchases. I am confident in the knowledge that I am protected as I have had to use PayPal resolution on a number of occasions which has been excellent. The pay in 3 and 4 months interest free credit features are a fantastic deal. Can’t fault them. Reviewed on: 9th June 2026

It is convenient and easy way for you to shop and ag...

5
It is convenient and easy way for you to shop and again you can get what you wont from ebay that makes it cool and collected Reviewed on: 9th June 2026

Easy - Accessible - The Best

5
The PayPal interface, customer service, and communications make this the optimal portal for credit. It’s easily usable across a lot of websites too, often as a payment option. They always keep me up to date with repayment information and dates through email. PayPal are great. Reviewed on: 9th June 2026

Easy to set up

5
Very easy to set up from a trusted provider. Reviewed on: 9th June 2026

Great service

5
I've used PayPal for years and I find the finance options fantastic. The 0% options are fab. Its allowed me to pay for things like Hotels to concert tickets. Reviewed on: 9th June 2026

Highly recommend

5
PayPal is always reliable, easy to access and just a great product Reviewed on: 9th June 2026

Good service must use service.

5
Good service must use service. You are in safe hands Reviewed on: 9th June 2026

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