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PayPal: PayPal Credit reviews

4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140394)

Love using paypal reliable can spread payments overt...

5
Love using paypal reliable can spread payments overtime excellent customer service easy app to use fantastix Reviewed on: 6th June 2026

I have always found PayPal to be helpful and they ex...

5
I have always found PayPal to be helpful and they expedite any matters that need dealing with, although I don't look for problems, I have always found customer services quick to respond and deal with my queries Reviewed on: 6th June 2026

Great service from PayPal.

5
Great service from PayPal. Fast, secure, and easy to use. I am very satisfied and would definitely recommend it. Reviewed on: 6th June 2026

I have been using PayPal for some years now.

5
I have been using PayPal for some years now. I find purchases much safer when made with PayPal! PayPal offers me the convenience of a Credit card, but is much less expensive than a Credit Card! Anytime I have had any purchasing issues, I have managed to get it resolved easily and efficiently via the wonderful PayPal staff members! PayPal is the perfect method for me to use when purchasing on the internet! If online retailers don’t offer PayPal, I find that a security alarm and simply do not buy from that retailer! Thank you PayPal for the reassurance your service gives me when making purchases! Reviewed on: 6th June 2026

Paypal credit

5
Good 0%Apr rate on credit for first few months, customer service is always fast and helpful and refunds are processed quickly and safely Reviewed on: 6th June 2026

I am very happy with the service i receive from paypal.

5
I am very happy with the service i receive from paypal. Reviewed on: 6th June 2026

I never had any issues with PayPal and would highly...

5
I never had any issues with PayPal and would highly recommend it. Reviewed on: 6th June 2026

Easy and fast payment, with easy to understand app e...

5
Easy and fast payment, with easy to understand app experience. Reviewed on: 6th June 2026

Always easy, simple credit facility.

5
Always easy, simple credit facility. Convenient. Not had any issues. Reviewed on: 6th June 2026

Every time if I need to ask anything from customers...

5
Every time if I need to ask anything from customers service there is no long queue they answered me quick, really good and polite way of talking Reviewed on: 6th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review