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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140346 reviews)

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4.73

Based on 140,346 reviews, last reviewed 16th Jun 2026

4117000% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140346)

I’ve been using PayPal for a very long time.

I’ve been using PayPal for a very long time, never any issues, and if I have it’s been felt with very efficiently. Very happy. Reviewed on: 6th June 2026

Helpful all the time

Everything has aways bee smooth. Any problems been sorted within time was said. Reviewed on: 6th June 2026

Paypal Credit Easy to use

Easy to use and no need to complete any long applications Reviewed on: 6th June 2026

Smashing

Great service. Easy and quick. All information was clear and accurate Reviewed on: 6th June 2026

I love PayPal because it gives me more freedom

I love PayPal because it gives me more freedom to shop and lets me spread my payments over three installments. Reviewed on: 6th June 2026

Excellent service have had no problems

Excellent service have had no problems Reviewed on: 6th June 2026

The best in terms of access and also its credibility...

The best in terms of access and also its credibility Reviewed on: 6th June 2026

annoying

customer service sucks takes way too long i got flagged on ebay for no reason really annoying been a customer since Reviewed on: 6th June 2026

Flexible options and great communication

Great to use, very easy to understand payments, good choice of buy now pay later options with good communication Reviewed on: 6th June 2026

easy and no fuss when buying something

easy and no fuss when buying something Reviewed on: 6th June 2026

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