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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140457 reviews)

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4.73

Based on 140,457 reviews, last reviewed 16th Jun 2026

4122000% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140457)

Most trusted site around

Pay pal are the most trusting site and company around i trust them completely with any transactions i make theyre so easy to get in touch with,and have a friendly customer service they deserve to win Reviewed on: 6th June 2026

Just a safe business.

Just a safe business. And very easy to use. Reviewed on: 6th June 2026

PayPals got your back

Been using PayPal for years and it’s the only thing I would use to buy things on the Internet as PayPal I’ve got your back Reviewed on: 6th June 2026

Great app.

Easy to navigate my account using the app. It is very fast and secure when sending money to a friend or family. Reviewed on: 6th June 2026

Excellent and Easy to Use

I've had a good experience with PayPal Credit. The application process was straightforward, and managing payments has been simple through my PayPal account. The service is convenient for spreading the cost of purchases, and I haven't experienced any major issues. Overall, it's a useful credit option for online shopping and I would recommend it to others. Reviewed on: 6th June 2026

Superb cashback reward concept

Excellent + Simple, without a fee. Reviewed on: 6th June 2026

Using PayPal

Been using PayPal for many years now find it excellent for transactions and overseas Reviewed on: 6th June 2026

The GOAT of banking!!!

They have always provided an incredible service. I ha e had very few issues and any i have had (caused by me not them) they have been kind and helpful and reassuring to ressolve or explain anything) they are a world class company Reviewed on: 6th June 2026

Good start, fast, reliable and convenient to use

Good start, fast, reliable and convenient to use Reviewed on: 6th June 2026

Easy to set up, clear in app display

Easy to set up, clear in app display Reviewed on: 6th June 2026

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