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PayPal: PayPal Credit reviews

4.73
Based on 136,956 reviews, last reviewed 12th Jun 2026
3962650% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experiences whenever I do credit payments Great experiences whenever I do credit payments Reviewed on: 12th June 2026
Wail F's avatar
Wail F

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136956)

Used it for 15 years with no issues.

5
Used it for 15 years with no issues. Reviewed on: 30th May 2026

The process is super cool .

5
The process is super cool . I liked the service. Reviewed on: 30th May 2026

Really enjoy PayPal especially the new pay in three...

5
Really enjoy PayPal especially the new pay in three is really helpful. Always had a great experience. Reviewed on: 30th May 2026

I use pay pal for a while now and I found it super e...

4
I use pay pal for a while now and I found it super easy to use . An makes purchasing easy Reviewed on: 30th May 2026

I use paypal and paypal credit for 90% on my on line...

5
I use paypal and paypal credit for 90% on my on line purchases only having 2 problems in a number of years items paid for but not delivered both times paypal stepped in with the refund Reviewed on: 30th May 2026

Amazing service.

5
Amazing service. I have no complaints. Reviewed on: 30th May 2026

Easy to understand and loves shopping and paying, an...

4
Easy to understand and loves shopping and paying, and being able to pay in installments without interest. Reviewed on: 30th May 2026

helped me purchase 24 month installments 0APR.

5
helped me purchase 24 month installments 0APR. in easy quick setup account and fast purchase. Reviewed on: 30th May 2026

Trusted.

5
Brilliant way to pay, easy to navigate, and trustworthy. Reviewed on: 30th May 2026

Easypeasy

5
I find the pay pal ap really easy to use and helps with budgeting. Reviewed on: 30th May 2026

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