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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,853 reviews, last reviewed 10th Jun 2026
3821050% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My to go service when sending money My to go service when sending money Reviewed on: 10th June 2026
Damian L's avatar
Damian L

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133853)

Easy To use.

5
Easy To use.always up to date.nice to have buy now pay later Reviewed on: 24th May 2026
Neil B's avatar
Neil B

Interest and hassle free credit spending

5
I love the interest free spending on Paypal Credit to buy larger and slightly more expensive items. Having to pay only one amount a month is easier than Klarna's different due dates for each purchase. Reviewed on: 24th May 2026
Phillip Palileo's avatar
Phillip Palileo

Love using Paypal for my purchases and sending/recei...

5
Love using Paypal for my purchases and sending/receiving money. I use the app mostly and the interface is very easy to use. The different payment options are really accessible and easy to select. Paypal is my go to choice for purchases. Reviewed on: 24th May 2026
E X's avatar
E X

Always delivering great customer service

5
Always delivering great customer service Reviewed on: 24th May 2026
Jean I's avatar
Jean I

Love paypal, use it for everything

5
Love paypal, use it for everything Reviewed on: 24th May 2026
Liam d's avatar
Liam d

Had been always smooth with Paypal

5
Had been always smooth with Paypal Reviewed on: 24th May 2026
Ruzzelyn O's avatar
Ruzzelyn O

Simplicity of use and user friendly app.

5
Simplicity of use and user friendly app. Love it! Reviewed on: 24th May 2026
Nassir MK's avatar
Nassir MK

Very happy with PayPal credit, it has changed the wa...

5
Very happy with PayPal credit, it has changed the way I manage money. Big purchases feel especially easier now not to mention feel more secure. Reviewed on: 24th May 2026
Steve's avatar
Steve

Activity in Credit side is very unclear!!

4
App terrible, the activity section is very very unclear. Good parcel tracking, pay in 3 options etc but mainly activity for credit is horrible. Reviewed on: 24th May 2026
Bipin S's avatar
Bipin S

Easy to access.

5
Easy to access. Good for payments. Not recommended for transfers as you pay fee. Reviewed on: 24th May 2026
Aura H's avatar
Aura H

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