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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,729 reviews, last reviewed 10th Jun 2026
3815450% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great using PayPal and helps spread the cost... Always great using PayPal and helps spread the cost when needed, like at Christmas time. I once had an issue with something I'd bought, opened a case ... Read more Reviewed on: 10th June 2026
Florence M's avatar
Florence M

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133729)

Smooth and Flexible Way to Manage Bigger Purchases

5
Using PayPal Credit has been convenient and straightforward. The application process was simple, repayments are easy to track, and having the flexibility to spread payments over time really helped with larger purchases. The integration within PayPal checkout also makes the whole experience quick and hassle-free. Reviewed on: 24th May 2026
R K's avatar
R K

Good all round credit provider

5
Good 3 month spread payment offers and good apr Reviewed on: 24th May 2026
Gj's avatar
Gj

Simply and easy app for transfer money, friendly pay...

5
Simply and easy app for transfer money, friendly paypal credit for 0%. What do you need more. Reviewed on: 24th May 2026
Maciej K's avatar
Maciej K

Safety all around

5
I feel safe when I use PayPal, I can use for all my transactions and I know that I will not be victim of a fraud. Reviewed on: 24th May 2026
Josie's avatar
Josie

Always used it and is reliable, good customer service

5
Always used it and is reliable, good customer service Reviewed on: 24th May 2026
Nicola H's avatar
Nicola H

PayPal have been there when I’ve needed them excelle...

5
PayPal have been there when I’ve needed them excellent service Reviewed on: 24th May 2026
Maria 's avatar
Maria

PayPal - The best EVER

5
I’ve used PayPal for years now and honestly wouldn’t use anything else for online payments. It’s quick, easy to use, and gives that extra peace of mind when buying things online because of the buyer protection. I love that I don’t have to enter my bank details on every website, and transfers are usually really fast too. The Pay in 3 option has also come in handy a few times. Overall, it’s reliable, secure, and just makes online shopping so much easier. Reviewed on: 24th May 2026
Bethan B's avatar
Bethan B

First class

5
First class service never disappoint Reviewed on: 24th May 2026
Kevin McLaughlin 's avatar
Kevin McLaughlin

Great to use PayPal every time I purchase

5
Great to use PayPal every time I purchase Reviewed on: 24th May 2026
Kazim Raza's avatar
Kazim Raza

Been brilliant since day 1 always helpful, payments...

5
Been brilliant since day 1 always helpful, payments always sent or received on time Reviewed on: 24th May 2026
Andy 's avatar
Andy

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