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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133652 reviews)

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4.74

Based on 133,652 reviews, last reviewed 10th Jun 2026

3812000% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

An excellent service for paying via the web. An excellent service for paying via the web. The credit, pay in three and 4, are a godsend when it comes to reducing larger bills and unexpected surpr... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133652)

Great secure provider for credit & online transactions.

Great secure provider for credit & online transactions. Reliable and user friendly clear and concise app. To date i have not had a negative experience with PayPal. Reviewed on: 24th May 2026

Trustworthy brand

I like using PayPal for its pay in three options. It’s much easier to access than klarna and it’s a familiar, recognisable brand that I trust with my money. Its credit options feel reasonable and I like that I can look at anything outstanding easily on their app. Reviewed on: 24th May 2026

Smarter way to pay

The options that are provided ie. Pay in 3 just come in really handy. Reviewed on: 24th May 2026

Excellent service delivery.

Excellent service delivery. PayPal protects customers funds, especially when paying merchants for goods and services. Reviewed on: 24th May 2026

Great expirience with PayPal credit and also Pay in 3.

Great expirience with PayPal credit and also Pay in 3. Reviewed on: 24th May 2026

PayPal pay in 3 are very handy to spread the cost of...

PayPal pay in 3 are very handy to spread the cost of items Reviewed on: 24th May 2026

Lack of real time transfers to PayPal credit ac is...

Lack of real time transfers to PayPal credit ac is poor Reviewed on: 24th May 2026

I have used Paypal for years and always find it real...

I have used Paypal for years and always find it really simple to use and reliably secure. Reviewed on: 24th May 2026

Ease of use

Very easy to use and good visibility of payments and available credit. Reviewed on: 24th May 2026

Always use, very easy and convenient

Always use, very easy and convenient Reviewed on: 24th May 2026

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