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PayPal: PayPal Credit reviews

4.74
Based on 133,553 reviews, last reviewed 10th Jun 2026
3807550% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer experience and very user friendly site. Great customer experience and very user friendly site. Did what I needed to do with no issues. Reviewed on: 10th June 2026
David C's avatar
David C

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133553)

Good experience and im very happy to used it.

5
Good experience and im very happy to used it. Reviewed on: 24th May 2026

Pay pal has been my go to for many years.

5
Pay pal has been my go to for many years. I love the way it’s evolving to match the current consumer market preferences. I am happy with the service feedback and support I have always received from pay pal. Reviewed on: 24th May 2026

Always happy to use PayPal, never let me down.

5
Always happy to use PayPal, never let me down! Reviewed on: 24th May 2026

I find PayPal easy to use and understand

5
I find PayPal easy to use and understand Reviewed on: 24th May 2026

It has helped me with credit and managing my money

4
It has helped me with credit and managing my money Reviewed on: 24th May 2026

Paypal credit an easy option

5
An excellent service with professional and cooperative support team Reviewed on: 24th May 2026

Good service

5
Good service no problems keep it up Reviewed on: 24th May 2026

Done buy now pay in 3 for new garden tools to spread...

5
Done buy now pay in 3 for new garden tools to spread the cost perfect 0% apr as paid off in full. Reviewed on: 24th May 2026

Fast, easy and simple to use.

5
Fast, easy and simple to use. 3 options of paying is an amazing support for the school holidays where everything is that little bit more expensive. Well Donee PayPal. Single mum approved@ Reviewed on: 24th May 2026

Easy to use, like the way you can choose how to pay...

5
Easy to use, like the way you can choose how to pay without interest Reviewed on: 24th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review