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PayPal: PayPal Credit reviews

4.74
Based on 133,438 reviews, last reviewed 10th Jun 2026
3802250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful, constructive and patient. Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026
Richard Redford's avatar
Richard Redford

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133439)

reliable and transparent.

5
reliable and transparent. effective in solving problems Reviewed on: 24th May 2026

Great shopping experience, always when I need it.

5
Great shopping experience, always when I need it. Happy shopping too Reviewed on: 24th May 2026

When i need support and help always get get ...

5
When i need support and help always get get service Reviewed on: 24th May 2026

Excellent pay pal is very easy to use

5
Excellent pay pal is very easy to use Reviewed on: 24th May 2026

Always great 0% options and always feels very secure.

5
Always great 0% options and always feels very secure. Reviewed on: 24th May 2026

PayPal credit gives me more payment options within a...

4
PayPal credit gives me more payment options within and across many retailers. Reviewed on: 24th May 2026

Generally been good overall.

4
Generally been good overall. I have been using PayPal for a long time now. Most of the times things have worked as they should and whenever issues have risen (rarely) PayPal have been great to fix those issues. Reviewed on: 24th May 2026

Best Things for my Business

5
Paypal provided me a seamless way to receive money and track invoices for my business. Makes my business look even more professional as it provides ease formyself and my clients Reviewed on: 24th May 2026

Get rid it

1
Annoyed because I overpay then as soon as I miss a payment by a few days the phone is constantly ringing. Reviewed on: 24th May 2026

Reliable and efficient customer service.

5
Reliable and efficient customer service. Good support and I feel like I can rely on the service to make secure transactions. I feel reassured when I am able to pay with PayPal as it adds an extra layer of protection to my transaction. Reviewed on: 24th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review