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PayPal: PayPal Credit reviews

4.74
Based on 133,339 reviews, last reviewed 10th Jun 2026
3797950% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and very easy to use. Great service and very easy to use. It’s great when products are so expensive you can pay over time which is extremely useful. Reviewed on: 10th June 2026
Janette Kaymaz's avatar
Janette Kaymaz

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133339)

PayPal is always a great way to pay and especially a...

5
PayPal is always a great way to pay and especially as your payments are protected and customer service is fantastic Reviewed on: 23rd May 2026

PayPal credit

5
Easy to use, no interest for 4 months is brilliant Reviewed on: 23rd May 2026

Quick easy payment and 100% protect and safe!

5
Quick easy payment and 100% protect and safe! Reviewed on: 23rd May 2026

Very good experience and offers.

5
Very good experience and offers. Easy to use. Very good customer service Reviewed on: 23rd May 2026

Really easy to use, convenient, and accessible.

5
Really easy to use, convenient, and accessible. Reviewed on: 23rd May 2026

Never had a problem with PayPal in any way, they hav...

5
Never had a problem with PayPal in any way, they have helped when it mattered. Reviewed on: 23rd May 2026

Great experience

5
I always have a good experience with PayPal, make the payment easier and secure. Also with 3 payments make my life easy. Reviewed on: 23rd May 2026

Ease of use

5
I find using PayPal flawless and easy to use Reviewed on: 23rd May 2026

Easy & convenient

5
I always use PayPal, even to make regular bill payments. It is so easy and convenient to use. the app is easy to use and all information needed is easily accessible I.e balance, payment due dates, statements etc. Reviewed on: 23rd May 2026

PayPal 5 stars

5
I use PayPal and PayPal credit for many of my purchases and have had no bad experiences with it's service Reviewed on: 23rd May 2026

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