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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,221 reviews, last reviewed 10th Jun 2026
3792600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Need to make cancelling subscriptions easier. Need to make cancelling subscriptions easier. Cancelling needs to be an easier process. Apart from that PayPal is excellent Reviewed on: 10th June 2026
Gary 's avatar
Gary

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133221)

Never had a bad experience in all my years with...

5
Never had a bad experience in all my years with you Reviewed on: 23rd May 2026
Neil Speak's avatar
Neil Speak

Brilliant service, really like paypal

5
Brilliant service, really like paypal Reviewed on: 23rd May 2026
Julie 's avatar
Julie

They need to communicate better between departments/...

4
They need to communicate better between departments/teams. They lost a £120 payment due to them not being able to see details across internal systems that dealt with original PayPal and PayPal credit. Which led to them freezing my account and have it display in the red. If they are going to have so many teams I.e. e PayPal?, PayPal credit, and others there needs to be a transparency between each one. Otherwise it leads to grey areas where the customer is the only one that suffers. Reviewed on: 23rd May 2026
kieron h's avatar
kieron h

My overall experience with paypal

5
I am using PayPal very often, and have a very good experience with its service. Also the customer service is very good! I was I a situation and they were really helpful Reviewed on: 23rd May 2026
DK's avatar
DK

PayPal had been helpful in both buying and helping i...

5
PayPal had been helpful in both buying and helping in dealings with unsuccessful transactions. They are very effective. Reviewed on: 23rd May 2026
Nureni Lawal's avatar
Nureni Lawal

best ever

5
it helps paying in installments, when i don't have the full funds. Reviewed on: 23rd May 2026
Yasser A's avatar
Yasser A

Easy to use hassle free and a good rate of interest.

5
Easy to use hassle free and a good rate of interest.very satisfied with my card Reviewed on: 23rd May 2026
Gary Thomson's avatar
Gary Thomson

Paypal rulez

5
Always using paypal for " bigger purchases " and spred the cost through months. Reviewed on: 23rd May 2026
Csaba S's avatar
Csaba S

I had an issue with the purchase of a washing machin...

5
I had an issue with the purchase of a washing machine, the seller experience was awful with poor communication around a replacement item. PayPal were engaged and resolved this within a few days for me, I got a refund and was not out of pocket. Good Job PayPal Reviewed on: 23rd May 2026
Wayne M's avatar
Wayne M

Always been convenient and helpful

5
Always been convenient and helpful Reviewed on: 23rd May 2026
Jess's avatar
Jess

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