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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service, never had any issues with this pr...

Excellent service, never had any issues with this product. Super convenient and easy to use. Reviewed on: 13th July 2026

like having paypal credit and a paypal debit card wh...

like having paypal credit and a paypal debit card which rewards you with points Reviewed on: 13th July 2026

Interest is massive!

Interest is massive! You never get anywhere once you’re in it too deep. Reviewed on: 13th July 2026

Great service and national wide acceptance.

Great service and national wide acceptance. Works almost everywhere without extra hassle. Reviewed on: 13th July 2026

Ive never had an issue with my paypal credit and wil...

Ive never had an issue with my paypal credit and will continue to use it without a doubt i was greatfull to be part of paypal credit Reviewed on: 13th July 2026

Always easy experience and very good to navigate

Always easy experience and very good to navigate Reviewed on: 13th July 2026

It is good, but it can be better, particularly in te...

It is good, but it can be better, particularly in terms of how repayment is taken from the account when it's due. Reviewed on: 13th July 2026

The charges are a bit too high and the percentage is...

The charges are a bit too high and the percentage is as much if not more than a credit card Reviewed on: 13th July 2026

PayPal simplify

Make my life easier, simplifying payment and offering now credit. Reviewed on: 13th July 2026

It has been easy to use.

It has been easy to use. Platform and authentication has been very easy Reviewed on: 13th July 2026

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