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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180930)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The credit was simple to apply for & easy to use

The credit was simple to apply for & easy to use, i'm very happy with it. Reviewed on: 13th July 2026

Easy to use as well as to get confused

Easier to use with the merchant that support paypal credit. However the stmt generation date and the direct debit payment date are still a complete chaos.Sometimes the payment is debited earlier than we anticipate and it doesn’t state that anywhere. Reviewed on: 13th July 2026

Easy to use and user friendly.

Easy to use and user friendly. I feel safe using PayPal Reviewed on: 13th July 2026

Paypal, Simply the best

Paypal has always been user friendly, I cannot fault the service they provide, Reviewed on: 13th July 2026

Good and reliable

Fast and secured and reliable great easy was to make payments Reviewed on: 13th July 2026

Easy to use & CX friendly

Easy to use, app is clear and CX friendly, no issues at all! Reviewed on: 13th July 2026

Never had any issues when dealing with customer serv...

Never had any issues when dealing with customer service Reviewed on: 13th July 2026

Great service

Great service, fast communication, fast costumer service Reviewed on: 13th July 2026

Fast service and competitive rates.

Fast service and competitive rates. Reviewed on: 13th July 2026

Very good experience I would recommend it

Very good experience I would recommend it Reviewed on: 13th July 2026

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