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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

Amazing service couldn’t recommend it more

5
Amazing service couldn’t recommend it more Reviewed on: 13th July 2026
Kaelum Farmer's avatar
Kaelum Farmer

Amazing service couldn’t recommend it more

5
Amazing service couldn’t recommend it more Reviewed on: 13th July 2026
Kaelum Farmer's avatar
Kaelum Farmer

Easy to use app.

5
Easy to use app. I like how I can review purchases quickly and it’s all virtual. No more losing cards. Reviewed on: 13th July 2026
A W's avatar
A W

I have been with paypal for year, they help me sprea...

5
I have been with paypal for year, they help me spread the cost of things at a time when it’s needed. Reviewed on: 13th July 2026
Helen 's avatar
Helen

Friendly and Efficient

5
If I’ve had an issue, it’s been expedited most efficiently. They were easy to contact, and dealt with a real human, who was very friendly and professional. Reviewed on: 13th July 2026
Ace Balthazar's avatar
Ace Balthazar

Amazing stuff the best never experienced better

5
Amazing stuff the best never experienced better Reviewed on: 13th July 2026
Mohammed Azhar Shaikh's avatar
Mohammed Azhar Shaikh

Wonderful system to use and very easy to use for pay...

5
Wonderful system to use and very easy to use for paying off things and also gives a a lot of flexibility to pay it off Reviewed on: 13th July 2026
T hoks's avatar
T hoks

Great but could be better

4
Great service, a little upset that the app (checkint crypto) stopped working. Reviewed on: 13th July 2026
Simon Brycki's avatar
Simon Brycki

Pay pal work for you and with you.

5
I recently had an issue with a company taking payments I had not agreed with ,Pay pal stepped in and sorted it.I have been with pay pal well over 19years. I highly recommended if you want your money safe pay pal is the one. Reviewed on: 13th July 2026
gaynor short's avatar
gaynor short

Everything I ask pay pal to help me with they never...

5
Everything I ask pay pal to help me with they never let me down Reviewed on: 13th July 2026
Mary Thompson's avatar
Mary Thompson

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