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PayPal: PayPal Credit reviews

4.74
Based on 133,855 reviews, last reviewed 10th Jun 2026
3821150% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use PayPal credit. Easy to use PayPal. Great for big purchases. Safe and feel very secure. Easy to make payments so no late fees. Great choice for credit. Reviewed on: 10th June 2026
Kim's avatar
Kim

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (133855)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

always reliable

5
PayPal is always reliable and safe, a consistent service which I can trust Reviewed on: 9th June 2026

Paypal recovered my payment

5
I had a deal with an incorrect business. I paid with Paypal. Based on the facts and evidences Paypal recovered my money back. Huge thank you. Reviewed on: 9th June 2026

Never had an issue.

5
Never had an issue. Great options to sprad/delay the cost on bigger purcahses. Reviewed on: 9th June 2026

My Paypal Account

5
I have been very impressed with my dealings with paypal. A great way to make safe purchases and very good customer service. Reviewed on: 9th June 2026

Always feel more confident buying on line through Pa...

5
Always feel more confident buying on line through PayPal. Allows me to buy larger house hold items and spread the cost interest free. And now lets me track my items that have been posted. Reviewed on: 9th June 2026

Enter PayPal

5
Had been shopping around for a suitable payment plan but hardly any providers were willing to give me a chance. Enter PayPal. Reviewed on: 9th June 2026

A safe and reliable way to send money

5
I always feel safe sending money using PayPal. It is easy, secure and convenient. It offers a range of payment options and is also a great place to save some money for a rainy day. I use PayPal every month and would definitely recommend it. Reviewed on: 9th June 2026

Thumbs Up

5
Feel safer using PayPal on line. Gives me confidence to search and buy anywhere not just on line. Reviewed on: 9th June 2026

Love my PayPal

5
Never since I’ve opened my account have I had issues. Been scammed a few times and they were on it so quickly. Great response and service Reviewed on: 9th June 2026

Always quick to respond when I’ve had an issue.

5
Always quick to respond when I’ve had an issue. Reviewed on: 9th June 2026

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