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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134073 reviews)

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4.74

Based on 134,073 reviews, last reviewed 10th Jun 2026

3831150% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use Really easy to use and I’m waiting now for when I need to pay Reviewed on: 10th June 2026

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (134073)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very convenient great pay in 3 plus 4 months instalm...

Very convenient great pay in 3 plus 4 months instalment helps to spread the cost. Reviewed on: 9th June 2026

Had a problem with accessing my statement, the gent...

Had a problem with accessing my statement, the gentleman on the phone was very polite, patient and very helpful. Reviewed on: 9th June 2026

Paypal your digital friendly fleixible wallet

I feel paypal is a flexible finance tool with quick and secure ways of sending and receiving money! I love their pay in 3 feature which is great way to make slightly larger purchases more accesible by splitting the purchase over 3 equal monthly payments! I love their debit card that allows to collect points pretty much on all purchases and those points turn into direct money off whenever you choose to use it on a future purchase. Paypal credit is another awesome way to make huge purchases more manageable giving you options for any buy £99 or over to spread the cost interest free over 4 months and even larger purchases you might have the option of 12 - 24 months interest free .depending on the retailer you make your pruchase from. Reviewed on: 9th June 2026

Simple process and clear communication

Simple process and clear communication Reviewed on: 9th June 2026

Easy to use

Easy to use and to keep track of on the app Reviewed on: 9th June 2026

Good experience so far, no issues as yet.

Good experience so far, no issues as yet. Reviewed on: 9th June 2026

Great Credit provider

PayPal credit is very easy to use with great rates and was easy to set up. The PayPal credit card is also an excellent addition. Reviewed on: 9th June 2026

Really fair and well explained credit system.

Really fair and well explained credit system. Happy to use and good app interface Reviewed on: 9th June 2026

PayPal has helped me a lot over the years .

PayPal has helped me a lot over the years . I use jr for my concert tickets :) I find it easy to manage and send money to family and businesses Reviewed on: 9th June 2026

Able to use various methods yp pay for items.

Able to use various methods yp pay for items. Reviewed on: 9th June 2026

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