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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180918)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

fantastic payment options & great customer service

5
The pay in 3, & credit options are really helpful when you just need a bit more time. It’s also easy to transfer money to my family overseas through PayPal. Finally, they were really helpful when I needed to speak to them about my account & the security of it Reviewed on: 13th July 2026

Never had a problem using PayPal, when I did have a...

5
Never had a problem using PayPal, when I did have a query concerning unusual payments it was resolved straightaway Reviewed on: 13th July 2026

Really helpful for spreading monthly costs on more e...

5
Really helpful for spreading monthly costs on more expensive items Reviewed on: 13th July 2026

I’ve been using PayPal for a couple of years now and...

5
I’ve been using PayPal for a couple of years now and never had any problems with it I feel safe and have no issues Reviewed on: 13th July 2026

Paypals the Best

5
PayPal is one of if not the safest way to spend online as it will have you back on payments. I've used PayPal for over 10 years and they're brilliant, everything simple and it's very easy to help you stay financially stable with pay in 3. Reviewed on: 13th July 2026

My back up

4
Handy for paying onine when you need more time to pay Reviewed on: 13th July 2026

Fast instant digital payment experience and highly s...

5
Fast instant digital payment experience and highly secured too Reviewed on: 13th July 2026

Very easy to use , easy to check balances and the re...

5
Very easy to use , easy to check balances and the rewards are great Reviewed on: 13th July 2026

Very good to have specaily the 30 dayz paynent or th...

5
Very good to have specaily the 30 dayz paynent or the pay in 3 installments options Reviewed on: 13th July 2026

Paypal credit is very good helped me out in a lot of...

5
Paypal credit is very good helped me out in a lot of situations Reviewed on: 13th July 2026

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