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PayPal: PayPal Credit reviews

4.73
Based on 135,950 reviews, last reviewed 11th Jun 2026
3916650% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Highly recommend I have been using paypal for many years and I find it very convenient and safe. Reviewed on: 11th June 2026
Hellen Mawo's avatar
Hellen Mawo

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (135950)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, good value credit

4
Easy to use, good value credit especially 0% for 4 months offers Reviewed on: 10th June 2026

The best in market

5
Great customer service and best credit company Reviewed on: 10th June 2026

All good did everything I asked for

4
All good did everything I asked for Reviewed on: 10th June 2026

easy access, clear and understandable

5
easy access, clear and understandable Reviewed on: 10th June 2026

Paypal Credit

5
When i have used paypal credit, its gone smoothly,i can check what i owe and see whats been paid already, its a clear system and i like that. Reviewed on: 10th June 2026

Easy and convenient

5
Love being able to spread the cost of slightly more expensive things over 3 months with no interest. PayPal let you know when each payment is due and what your balance is so there are no unexpected payments. Have used a few times and will continue to do so. Reviewed on: 10th June 2026

Brilliant service and so useful, I am in love with i...

5
Brilliant service and so useful, I am in love with it to use and by my much needed and loved items. Reviewed on: 10th June 2026

It's my preferred payment when buying online

5
If I'm buying anything online I will always use PayPal as my preferred option. It's hassle free, secure and I really like the fact that you can pay over time interest free. I've used PayPal for nearly 20 years and I hope I can continue to use it. Reviewed on: 10th June 2026

Easy to process and understand customer services are...

5
Easy to process and understand customer services are always their if you need them and variety of options to pay Reviewed on: 10th June 2026

Regular user of PayPal credit for bigger ticket items.

5
Regular user of PayPal credit for bigger ticket items. Very flexible, 0% interest and all the protection PayPal offers. Reviewed on: 10th June 2026