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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great product, easy to apply and easy to manage your...

Great product, easy to apply and easy to manage your axxount Reviewed on: 13th July 2026

Works like clockwork.

Works like clockwork.Tuns smoothly never had a issue Reviewed on: 13th July 2026

Very good customer service and easy to use

Very good customer service and easy to use Reviewed on: 13th July 2026

Not easy enough to raise a dispute

Not easy enough to raise a dispute Reviewed on: 13th July 2026

Its fast and safiest option.

Its fast and safiest option.EAsy for daily samll or big purchase Reviewed on: 13th July 2026

I really value the pay in 4 instalments interest free.

I really value the pay in 4 instalments interest free. Reviewed on: 13th July 2026

great service and security.

great service and security. I use paypalwherever the service is offered Reviewed on: 13th July 2026

PayPal helps me is my go to for financial support.

PayPal can be relied upon to provide a reliable service and have excellent customer services. Any problem I have had over the years has been sorted out swiftly and professionally. I would recommend PayPal to anyone who wants a trustworthy go to financial service. Reviewed on: 13th July 2026

I've used PayPal credit many times and is preferred...

I've used PayPal credit many times and is preferred way to pay. It easy to use and the dashboard is great Reviewed on: 13th July 2026

Helpful and efficient

I messaged the help section and my query was handled quickly and professionally Reviewed on: 13th July 2026

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