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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180900)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very cool & no other app like paypal

5
Very cool & no other app like paypal Reviewed on: 13th July 2026

Online purchases so much SAFER and EASIER!

5
Paypal is a trusted name and makes me feel safe when purchasing online. I love that there is options for credit with interest free period and also you can choose to pay in 3. When i am buying anything if they have Paypal as a payment option I would always opt for this especially the credit option so I can pay over time. My details stored in there and I use the app on my phone easily accessed with face id so dont have to keep sharing my bank details when buying online. Reviewed on: 13th July 2026

Easy to use with no fuss, simple to complete transac...

5
Easy to use with no fuss, simple to complete transactions and safe when making a purchase. My main use is on line purchases and PayPal makes it simple by repopulating my information making the sales smooth and delivery easy. Reviewed on: 13th July 2026

Really valuable financila tool for budgeting and man...

5
Really valuable financila tool for budgeting and managing finance. Reviewed on: 13th July 2026

Paypal Credit is incredibly useful especially when y...

5
Paypal Credit is incredibly useful especially when your in a foreign country and need to use Credit card. There's also various ways to spread the cost of anything you purchase online or in store and is so easy to use. I would 100% recommend it to my family or friends. Reviewed on: 13th July 2026

HakDMan1

4
ive been a customer for a long time and still only have £200 credit very poor not happy i vave a credit card and its £4000 why can't paupal see im I'm a good customer and raise ut terrible experience Reviewed on: 13th July 2026

I find PayPal easy and Great to use specially with t...

5
I find PayPal easy and Great to use specially with their rates and the time off to pay back is excellent highly recommend Reviewed on: 13th July 2026

Amazing service

5
Everything always goes smoothly with PayPal credit. I use it very often as it's convenient and never had issues with it. Simply amazing. Reviewed on: 13th July 2026

Fantastic experience PayPal ever

5
Fantastic experience PayPal ever Reviewed on: 13th July 2026

0% pay in 3 is a brilliant feature

5
0% pay in 3 is a brilliant feature, the new credit and debit cards are great, points for purchases with no monthly fee, can't really go wrong with paypal. Have been using them since they were a part of ebay. I recommend them to anybody Reviewed on: 13th July 2026

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