Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180890)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Firt class all the way

5
I have never had a problem that PayPal have not been able to sort out for me, always first class service Reviewed on: 13th July 2026

Great service.

5
Great service. Really easy and simple to access money when need. Good rates Reviewed on: 13th July 2026

Great times with paypal and wallet

5
Great times with paypal and wallet Reviewed on: 13th July 2026

No complaints.

5
No complaints. Clear communication. Easy to use app. Reviewed on: 13th July 2026

Really handy Scheme.

5
Really handy Scheme. It can give you great flexibility with your cash and the offer of 0 interest 4 months. Reviewed on: 12th July 2026

They have been great for me, kept my money safe when...

5
They have been great for me, kept my money safe when I was almost scammed out of money, with money being very tight I was grateful they could help and stop me loosing money, would highly recommend PayPal credit to others, helped me out loads when I couldn’t afford a big payment out they were there and helped me pay monthly Reviewed on: 12th July 2026

never had any issues with paypal

5
never had any issues with paypal Reviewed on: 12th July 2026

Good service, satisfied highly recommended

5
Good service, satisfied highly recommended Reviewed on: 12th July 2026

Makes larger purchases easier

5
I've used PayPal credit to purchase a few larger items like computer parts and it made the whole process far more affordable - 0% provided you settle within the agreed term is ideal and really made a difference to my ability to get what I need. Reviewed on: 12th July 2026

Mind at ease

5
Very easy and user friendly to use. You can check out with a lot confidence. Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101092 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products