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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137039 reviews)

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4.73

Based on 137,039 reviews, last reviewed 12th Jun 2026

3966450% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good PayPal has always been flexible and easy to use. Reviewed on: 12th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (137039)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good excellent. V nice

Good excellent. Very handy .easy to use Reviewed on: 11th June 2026

It does what it should.

It does what it should. I'm being forced to write more than I wanted to. Reviewed on: 11th June 2026

Lifesaver

Very helpful when spreading the cost of payments and comfortable when repaying it over time, which helps build your credit score too. Reviewed on: 11th June 2026

Straight forward and multi national

Straight forward and multi national Reviewed on: 11th June 2026

Great experience with PayPal credit

Very easy to set up, paying in three is great to spread the cost, saving £20 on my first purchase was a nice bonus Reviewed on: 11th June 2026

Good and very handy.

Good and very handy. I really enjoyed using it. Now i use it for my day to day use. I will highly recomend it to the people who wants to build up their credit. Reviewed on: 11th June 2026

It's great get things you want and pay later

It's great get things you want and pay later Reviewed on: 11th June 2026

Highly recommended payment options

Great flexibility when people experience difficulties paying for goods. Reviewed on: 11th June 2026

Ease of use ease of paying off with various options...

Ease of use ease of paying off with various options for how much to pay off can use in multiple locations and countries Reviewed on: 11th June 2026

great experience, making useful credit options.

great experience, making useful credit options. Reviewed on: 11th June 2026

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