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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180868)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always had a good experience.

5
Always had a good experience very happy how fast problems are sorted promptly. Reviewed on: 12th July 2026

Outstanding finance provider

5
Always great experience, they never have let me down. Reviewed on: 12th July 2026

PayPal is the safest, securist and flexible way to pay.

5
PayPal is the safest, securist and flexible way to pay. Breaking up payments, or using PayPal credit ultimately allows me to do everything I want to do, whether that be buying train tickets or buying plane tickets. Would highly recommend and I hope even more businesses partner with PayPal in the future. Much better than Klarna. Reviewed on: 12th July 2026

I do like it.

3
I do like it. I really do recommend it. Reviewed on: 12th July 2026

Safe payments

5
I love using PayPal for any online shopping as it feels like the Safest way of payment. I also like the pay in 3 and credit options. Would recommend to anyone! Reviewed on: 12th July 2026

Always excellent thoughtful responses on any query a...

5
Always excellent thoughtful responses on any query and i receive very good advice from paypal. Reviewed on: 12th July 2026

Easy to use

5
Paypal is so easy to use and all my card details are saved in one place.The paypal credit is really handy with interest free options which really helps to spread the cost when money is tight. Reviewed on: 12th July 2026

Clear, easy to use.

4
Clear, easy to use, terms are fair and plenty of warning if you forget to pay. Reviewed on: 12th July 2026

Great experience

5
Great. I have been using PayPal for years and PayPal credit its very handy and helpful. I have never had an issue with them, payments are very easy. The app and website allow for monitoring of what I have to spend and what's left to pay. Reviewed on: 12th July 2026

It's great way to receive & send money safely.

5
It's great way to receive & send money safely. Reviewed on: 12th July 2026

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