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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fast service, Pre Qualification for offers

Fast service, no rekeying information, pre qualification for interest holidays etc Reviewed on: 28th May 2025

Great Payment Options

great payment options especially using PayPal credit. Lots of options and many 0% which is really useful to offset payment to a later date. Also they have been very useful in getting refunds from difficult sellers and merchants. Reviewed on: 28th May 2025

Handy way to pay

Most retailers take PayPal. I find it very handy, especially the no interest payment for 4 months of PayPal Credit Reviewed on: 28th May 2025

Simple and perfect for what I need.

Always use PayPal credit where possible as I'm in the building trade and it can help keep finances in balance until bills are paid. Reviewed on: 28th May 2025

Going the extra mile to help

I’ve used PayPal numerous times over the last few years in varying different formats that they offer. On the odd occasion I have had to query something their customer service has been excellent and very quick to respond and they have resolved it to complete satisfaction Reviewed on: 28th May 2025

All is good and your web page is

All is good and your web page is Reviewed on: 28th May 2025

They care and are here to help

I’ve recently joined and I love the fact I get reminded about minimum payments coming out etc so it gives me a sense of peace knwoning that my credit won’t be affected. Most Other banks don’t give you reminders or set up minimum payments for you to it so it’s very nice that with PayPal we get this at no extra cost Reviewed on: 28th May 2025

Paypal cn be your shopping pal.

Paypal is very handy for online shopping, it makes it easy for checkouts, love that you can split it 3 was and pay monthly. Reviewed on: 28th May 2025

Love the interest free pay in 3.

Love the interest free pay in 3. Helps to budget. Reviewed on: 28th May 2025

PayPal review

I cannot PayPal. I really enjoy using them. I can't knock them whatsoever. I do the free payment scheme. I've got a credit scheme plus as well. I'm not sure about the new Curve card. Reviewed on: 28th May 2025

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